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Bright modern accountancy office with desks, laptops and natural daylight
Rhyl & Colwyn Bay · North Wales

Accountants whogrow your business.

Bookkeeping, self assessment, company accounts, payroll, VAT and tax planning for small businesses and the self-employed. Fixed monthly fees, no surprises, and plain English instead of jargon.

Fictional website concept · Interactive demonstration
Free tool

Self-employed take-home calculator

See roughly what you will keep after income tax and National Insurance. Move the slider or type your income for an instant guide.

Illustrative calculator with example assumptions, not a quote or professional advice. Figures are not a live offer. No details are sent.

Your annual self-employed income
£30,000profit before tax
£10,000£150,000

Based on simplified 2025/26 rates: a £12,570 tax-free personal allowance, income tax at 20, 40 and 45 percent, and Class 4 National Insurance at about 6 percent then 2 percent. Class 2 is treated as nil.

Your estimated take-home
£25,468
a year, after tax and National Insurance
85% of your income kept
£3,486income tax
£1,046National Insurance
Effective tax rate15.1%

Indicative guide only, based on simplified 2025/26 rates, not tax advice. We will do your real figures.

Book a free tax review →
What we do

Everything a small business needs.

One local firm for the whole lot, from day-to-day bookkeeping to the tax planning that keeps more of your money in your pocket.

Bookkeeping

Tidy, up-to-date books every month so you always know where your business stands.

Self assessment

Your personal tax return prepared, checked and filed with HMRC, well before the deadline.

Company accounts

Year-end accounts and the corporation tax return, all filed on time at Companies House.

Payroll

Staff paid right, payslips sorted and RTI submitted to HMRC, whether it is one wage or twenty.

VAT returns

Registration, quarterly returns and Making Tax Digital handled so you never miss a filing.

Tax planning

Proactive advice on salary, dividends and allowances so you pay what you owe and not a penny more.

Your local firm

Accountants who actually pick up the phone.

We look after tradespeople, shops, cafes, freelancers and growing limited companies across Rhyl, Colwyn Bay and the wider North Wales coast. You get a real person who knows your name and your numbers, not a call centre.

  • Fixed monthly fees. Spread the cost, know the price up front, and never get a surprise bill.
  • Cloud accounting. See your figures live on your phone, with us keeping everything current behind the scenes.
  • Deadlines handled. We chase the paperwork so HMRC and Companies House are never a worry.
Accountant reviewing financial documents and figures on a laptop
Tidy accountancy desk with a laptop, calculator and notebook
Why Ledger & Co

The bits that actually matter.

  • Fixed monthly fees

    One clear price, paid monthly. No hourly clock running, no bill you did not see coming.

  • Proactive, not just reactive

    We look ahead at your tax, not just backwards at your books, so you can plan with confidence.

  • Cloud accounting

    Your numbers live on your phone, updated as you go, with us keeping it all in order.

  • Plain English

    Straight answers you can act on, with no jargon and no assuming you speak accountant.

Ledger and Co accountant meeting a small business owner
Fictional review examples

Small businesses who trust us.

Example copy to show this layout. These are not customer reviews.

Switched over last year and I finally understand my own numbers. They saved me more than their fee in the first return.
Rhian D.Cafe owner, Rhyl
Fixed monthly fee, no nasty surprises, and they always pick up the phone. As a sole trader that is exactly what I needed.
Gareth M.Electrician, Colwyn Bay
They set our payroll up in a day and sorted the VAT we were dreading. Genuinely feels like having a finance team.
Katie & SamShop owners, Abergele
Free tax review

Let's keep more of your money.

Tell us a bit about your business and we will book a free, no-obligation tax review. We will show you where you stand and what a fixed monthly fee would look like.

Prefer to talk? Call 01632 960 018 or email [email protected]

Demo form. Use example details only. Nothing entered here is sent.

Demo complete. Nothing has been sent or booked. To discuss a real project, contact Catalyst Bridge using the link below.

For your business

A website built around the way you work.

This is one demonstration of what a bespoke website can do. Tell Taylor what your customers need to be able to do.

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